Student Loan Application

Alt Lending, LLC rate ranges are current as of today and are subject to change without notice. Not all applicants qualify for the lowest rate. Lowest rates reserved for the most creditworthy borrowers. Your actual rate will be within the range of rates listed and will depend on your current loan balance(s), evaluation of your creditworthiness, income, and a variety of other factors.

Loan amounts range from $5,000– $100,000. The APR is the cost of credit as a yearly rate and reflects both your interest rate and an origination fee of 0%-8%, which will be deducted from any loan proceeds you receive. 

QUALIFIED EDUCATION LOAN INTEREST RATES AND FEES | ELIGIBILITY AND IMPORTANT DETAILS. If approved for a loan, the rates and terms offered will depend on things like creditworthiness, the length of the loan, and other factors, and will fall within the range of rates available by applicable loan term; check out our full APR examples and terms. Remember, not all applicants will qualify for the lowest rate. Want to learn more? See our eligibility criteria at altlendingllc.com/eligibility-criteria. Alt Lending reserves the right to change interest rates at any time without notice, changes would only apply to applications begun after the effective date of the change. Fixed Rates: Fixed rates range from 8.99% APR to 25.81% APR. The Alt Lending loan program requires you to agree to make your scheduled monthly payments by electronic funds transfer through your bank automatic monthly deduction (ACH) network from a savings or checking account unless or until you revoke ACH authorization. Enrolling in autopay is not required to receive a loan from ALT Lending. Loan Terms:  Alt Lending Qualified Education Loans offer loans with a period of repayment   between 2 up to a 15-year terms. Loan Fees: Alt Lending Qualified Education Loans have no fees required; specifically, no origination fees required, no late fees, no prepayment penalties.

QUALIFIED EDUCATION LOAN | REPAYMENT EXAMPLE. The following example depicts two APR, monthly payment examples and total payments during the life of a Qualified Education Loan:

• Example 1 -$5,000 loan balance with a 4-year repayment term, and a fixed rate between
• Example 2 - $36,000 loan balance with a 10-year repayment term, and a fixed rate between 8.99% APR to 25.81% APR. It works out to 24   monthly payments ranging from $1,356.68–$1,529.07 for a total amount of   payments ranging from $32,560.37–$36,697.76.

These repayment examples assumes that the borrower has made on time, with no pre-payments. Actual rates may vary based on repayment term, loan amount, creditworthiness, and other terms and conditions. Alt Lending does not offer variable rate education loans.  State restrictions may apply.

I consent to a credit inquiry to obtain information about my credit history. I have read and agree to Alt Lending, LLC's Privacy Notice California, Privacy Notice, Data Privacy Request, Electronic Communication and Terms of Use. By continuing you are authorizing Alt Lending, LLC to contact you via phone, email, text regarding this potential transaction.